尊敬的平安银行信用卡客户:
央行自律委员会要求 “对于信用卡分期和透支等情况均需标识年化利率,作为综合成本向客户进行明示。”为响应该要求,我行对单笔分期、单笔自动分期、专项分期的手续费率调整展示如下。
一、单笔分期
期数 |
每期手续费率区间 |
日利率区间 |
年化手续费率区间 |
3期 |
[0%,0.90%] |
[0%,0.044%] |
[0%,16.13%] |
6期 |
[0%,0.90%] |
[0%,0.050%] |
[0%,18.28%] |
12期 |
[0%,0.85%] |
[0%,0.050%] |
[0%,18.32%] |
18期 |
[0%,0.84%] |
[0%,0.050%] |
[0%,18.31%] |
24期 |
[0%,0.84%] |
[0%,0.050%] |
[0%,18.29%] |
二、单笔自动分期
期数 |
每期手续费率区间 |
日利率区间 |
年化手续费率区间 |
3期 |
[0%,0.90%] |
[0%,0.044%] |
[0%,16.13%] |
6期 |
[0%,0.90%] |
[0%,0.050%] |
[0%,18.28%] |
12期 |
[0%,0.85%] |
[0%,0.050%] |
[0%,18.32%] |
18期 |
[0%,0.84%] |
[0%,0.050%] |
[0%,18.31%] |
24期 |
[0%,0.84%] |
[0%,0.050%] |
[0%,18.29%] |
三、专项分期
期数 |
每期手续费率区间 |
日利率区间 |
年化利率区间 |
6期 |
[0%,0.90%] |
[0%,0.050%] |
[0%,18.28%] |
12期 |
[0%,0.85%] |
[0%,0.050%] |
[0%,18.32%] |
24期 |
[0%,0.84%] |
[0%,0.050%] |
[0%,18.29%] |
36期 |
[0%,0.84%] |
[0%,0.049%] |
[0%,18.05%] |
平安银行信用卡中心
2019年6月6日星期四