标准信用卡分期费率表
每期费率/近似折算年化利率
| 分期业务 | 还款方式 | 3期 | 6期 | 9期 | 12期 | 24期 |
| 消费分期 | 按期偿还本金和手续费 | 0.50% (8.98%) |
0.50% (10.21%) |
0.45% (9.62%) |
0.45% (9.82%) |
0.40% (8.96%) |
| 按期偿还手续费，到期一次还本 | 0.65% (7.80%) |
0.65% (7.80%) |
0.60% (7.20%) |
0.60% (7.20%) |
||
| 首期偿还全部手续费，到期一次还本 | 0.55% (6.64%) |
0.55% (6.69%) |
0.50% (6.12%) |
0.50% (6.17%) |
||
| 灵活分期 | 按期偿还本金和手续费 | 0.55% (9.87%) |
0.55% (11.23%) |
0.50% (10.67%) |
0.5% (10.90%) |
0.45% (10.05%) |
| 按期偿还手续费，到期一次还本 | 0.72% (8.64%) |
0.72% (8.64) |
0.65% (7.80%) |
0.65% (7.80%) |
||
| 首期偿还全部手续费，到期一次还本 | 0.66% (7.97%) |
0.66% (8.05%) |
0.60% (7.28%) |
0.60% (7.45%) |
||
| 账单分期 | 按期偿还本金和手续费 | 0.50% (8.98%) |
0.50% (10.21%) |
0.45% (9.62%) |
0.45% (9.82%) |
0.40% (8.96%) |
注：
1、上述消费分期、账单分期适用卡种包括银联序列的标准钻石卡、白金卡、贵宾卡、金卡、普卡。
2、上述灵活分期仅限银联序列的标准钻石卡、白金卡、贵宾卡。
